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9.3
António Batista
Electrician
Lisbon, Oeiras, Cascais
10 for communication
46 reviews
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Latest reviews for investment consultants in Singapore
Real, phone-verified reviews from the community.
10
LEVIYA
Singapore on May 2026
I moved to Singapore about nine years ago, do most of my investing back in India, and I had trust issues with some people in Singapore until I met Morgan. Because he is also Indian and an expat, it was easy to trust him, and he understood the risk of not having permanency here and set things up so my funds stay fluid and accessible. I’ve worked with him for 2 plus years and he’s ethically very professional, never pushes things, and even takes into account stuff like divorce, job loss, or a baby on the way. Pricing is flexible, it changes from product to product and he adjusts based on what you can afford.
10
RAVIPRAKASH
Singapore on May 2026
I moved from India to Singapore about a year back and needed somewhere trustworthy to put my money. I met Morgan, we hit it off on the first go, and his suggestions for planning my funds were really, really good. Even with the market being slow, I'm still in a better space and seeing growth a year later. He's very genuine, extremely professional and kind, prompt, and often the one helping me stay on top of things. Pricing was what I expected, and I rely on him 100 percent.
9
Anonymous
Singapore on May 2026
I’ve been working with Morgan over the past couple of months to build and manage my wealth management portfolio here, and I was initially skeptical but decided to give it a shot. He was very patient and understanding, took the time to understand my needs, goals, and limitations, and came back the next week with a couple of options. It’s a huge relief to have someone I trust keep an eye on it for the long run, and he is extremely professional, kind, and genuinely cares. Pricing is new to me in Singapore, but I was comfortable with it and it felt fair.
How much do investment consultants cost in Singapore?
Real price ranges from the jobs our vetted investment consultants actually do. Updated June 2026
Investment strategy
How much does investment strategy advice cost in Singapore?
A defined piece of strategy work is one to three hours at S$200 to S$500 an hour, so S$200 to S$1,500 for a specific question answered properly. A full plan covering how your money should be allocated is S$2,000 to S$8,000 as a flat fee. If you would rather pay as you go, retainers run S$200 to S$800 a month. Ask what happens after the advice: a plan you cannot implement without buying their products is a sales document. Ask also whether the adviser is licensed by MAS and how they are remunerated, and get the answer in writing rather than in conversation.
Hourly advice
S$200 to S$500
Flat fee full plan
S$2,000 to S$8,000
Monthly retainer
S$200 to S$800
Retirement and pension planning
How much does retirement planning cost in Singapore?
A full retirement plan is a flat S$2,000 to S$8,000, or S$200 to S$500 an hour if you want specific questions answered rather than the whole exercise. Ongoing management afterwards is 0.5% to 1.5% of assets a year. Much of the Singapore picture is CPF, which is not something an adviser sells you, so a good one will spend real time on your CPF Life choices, topping up, and the Supplementary Retirement Scheme before discussing any product. If the conversation reaches an insurance-linked plan in the first meeting, before anyone has looked at your CPF position, you are in a sales meeting.
Flat fee retirement plan
S$2,000 to S$8,000
Hourly advice
S$200 to S$500
Ongoing management, per year
0.5% to 1.5% of assets
Financial planning
How much does a financial adviser cost in Singapore?
It depends entirely on how they are paid, and that is the first question to ask. A fee-only adviser charges you directly: S$200 to S$500 an hour, or a flat S$2,000 to S$8,000 for a full plan, which typically works out at five to ten hours of work. A commission-based adviser appears free because the product provider pays them, usually around 3% of what you put in up front plus a trailing 0.5% a year. That is not free, it is priced into the product. Over five years on a S$200,000 portfolio the difference between the two models has been put at roughly S$8,000, in favour of paying the fee openly.
Hourly advice
S$200 to S$500
Flat fee full plan
S$2,000 to S$8,000
Monthly retainer
S$200 to S$800
Commission model, paid by the product
around 3% upfront
Risk assessment
How much does a risk assessment cost in Singapore?
On its own this is an hour or two of work, S$200 to S$1,000, and it is normally folded into a full plan at S$2,000 to S$8,000 rather than bought separately. What it should produce is a clear statement of how much of a fall you can absorb financially and how much you can live with emotionally, which are different questions and both matter. Be wary if the questionnaire ends by pointing at a specific product. A genuine risk assessment narrows what kind of portfolio suits you, it does not select the thing the adviser happens to distribute.
Hourly advice
S$200 to S$500
Standalone assessment
S$200 to S$1,000
Inside a full plan
S$2,000 to S$8,000
Fund and stock selection
How much does fund selection advice cost in Singapore?
Charged like any other advice, S$200 to S$500 an hour, or inside a flat plan at S$2,000 to S$8,000. This is the area where how your adviser is paid matters most, because a commission-based adviser earns more from some funds than others, typically around 3% up front and 0.5% a year trailing. Ask what the fund's own ongoing charge is, not just the adviser's fee. A unit trust at 1.5% a year and an index fund at 0.1% are both a fund, and over a decade that gap does more to your outcome than most selection decisions.
Hourly advice
S$200 to S$500
Inside a flat fee plan
S$2,000 to S$8,000
Commission model
around 3% upfront
Wealth management
How much does wealth management cost in Singapore?
Wealth management is the ongoing version of advice, so it is normally priced at 0.5% to 1.5% of assets a year, or as a retainer of S$200 to S$800 a month for people who would rather the fee not scale with the portfolio. Private banks generally want a minimum that runs into the millions, and below that you are in the independent adviser or digital service market. A useful test when comparing two firms: ask each what you would pay in total, in dollars, on a portfolio of your actual size, including the fees inside the products. The answers are often further apart than the headline rates suggest.
Percentage of assets, per year
0.5% to 1.5%
Monthly retainer
S$200 to S$800
Flat fee full plan
S$2,000 to S$8,000
Portfolio management
How much does portfolio management cost in Singapore?
Ongoing management is charged as a percentage of what you have invested, typically 0.5% to 1.5% a year with a human adviser. On a S$500,000 portfolio, 1% is S$5,000 every year, which is worth writing down because a percentage hides how large the number gets. Digital services such as Endowus, Syfe and StashAway do the same job for 0.2% to 1%, and for a straightforward portfolio that is hard to argue with. What you should be paying a human for is the decisions around the portfolio rather than the portfolio itself. Remember the funds inside it charge their own fees on top.
Adviser managed, per year
0.5% to 1.5% of assets
Digital service, per year
0.2% to 1% of assets
Example, 1% on S$500,000
S$5,000 a year
Portfolio review
How much does a portfolio review cost in Singapore?
A one-off review is the cheapest useful thing an adviser does: one to three hours at S$200 to S$500 an hour, so S$200 to S$1,500 depending on how much there is to look at. It suits anyone who has accumulated products over the years and wants an independent read on what they actually own and what it costs them. Bring the policy documents and fund statements. The most common finding in Singapore is not that the investments are bad but that the ongoing charges are higher than the owner realised, because they were disclosed once at the point of sale and never mentioned again.
Hourly advice
S$200 to S$500
Typical one-off review
S$200 to S$1,500
Flat fee full plan
S$2,000 to S$8,000
ESG and sustainable investing
How much does sustainable investing advice cost in Singapore?
The advice is priced no differently: S$200 to S$500 an hour or a flat S$2,000 to S$8,000, with ongoing management at 0.5% to 1.5% a year. Where it can cost more is inside the products, since sustainable funds have historically carried higher ongoing charges than plain index funds, sometimes by half a percent or more. Ask two things: what the fund's total charge is against a conventional equivalent, and what its screening actually excludes, because the label covers everything from a genuine exclusion policy to a fund that dropped two companies and rebranded.
Hourly advice
S$200 to S$500
Flat fee full plan
S$2,000 to S$8,000
Ongoing management, per year
0.5% to 1.5% of assets
Expat and cross-border investing
How much does cross-border investment advice cost in Singapore?
This is at the top of the hourly range, S$300 to S$500, and full plans run S$2,000 to S$8,000 or more once two tax systems are involved. Expats in Singapore are the most heavily targeted group in this market, and the offshore savings plans sold with long lock-ins and heavy early exit penalties are the reason to be careful. Ask whether the adviser is licensed by MAS, how they are paid, and what it costs you to stop in year three. If you are American, you need someone who deals with the US reporting rules, because many Singapore products create real problems for US taxpayers.
Hourly advice
S$300 to S$500
Flat fee full plan
S$2,000 to S$8,000
Ongoing management, per year
0.5% to 1.5% of assets
Property investment advice
How much does property investment advice cost in Singapore?
Independent advice is S$200 to S$500 an hour, or part of a flat plan at S$2,000 to S$8,000. Be clear about who you are talking to, because most property advice in Singapore comes from an agent paid a commission by the seller, which is a different thing from advice you paid for. The numbers that decide a property investment here are the stamp duties rather than the price: additional buyer's stamp duty falls heavily on second properties and on foreigners, and seller's stamp duty applies if you sell within the holding period. Get those calculated for your exact situation before anything else.
Independent advice, per hour
S$200 to S$500
Flat fee full plan
S$2,000 to S$8,000
Agent advice
paid by commission
Tax-efficient investing
How much does tax-efficient investing advice cost in Singapore?
Advice is S$200 to S$500 an hour or part of a flat plan at S$2,000 to S$8,000. Set expectations first, because Singapore gives you less to optimise than most countries: there is no capital gains tax and no tax on most dividends received here, so the elaborate tax structures sold elsewhere have little to work on. What is genuinely worth advice is the Supplementary Retirement Scheme, which gives a deduction on contributions, CPF top-ups, and the position of any assets or citizenship you hold elsewhere. Americans in particular need someone who understands the US reporting rules, and that is a specialist conversation.
Hourly advice
S$200 to S$500
Flat fee full plan
S$2,000 to S$8,000
Capital gains tax in Singapore
none charged
Frequently Asked Questions
What people want to know before hiring investment consultants in Singapore.
What should I check before hiring investment consultants in Singapore?
Read recent reviews, be clear about exactly what you need, and agree the scope and a price in writing before any work starts. For anything regulated, check the credential yourself rather than taking it on trust.
How are prices quoted in Singapore?
Watch for prices shown with "++". That means 10% service charge and 9% GST are added on top, so a quoted S$100 is really about S$120. Ask whether a figure is nett before you compare two quotes.
Do I need a licensed professional in Singapore?
For some trades, yes, and it is not optional. Electrical work needs an EMA licensed electrical worker, plumbing that touches the public supply needs a PUB licensed plumber, and building work falls under BCA. Ask for the licence number.
What is the most important thing to know before booking?
Be clear about what you want and get the price and scope agreed up front, so there are no surprises. Reading other people's reviews is the quickest way to find someone who does the job well and turns up when they said they would.
What should I avoid when hiring investment consultants in Singapore?
Avoid paying the full amount up front (a deposit can be fair), anyone who will not give a clear quote, and unusually cheap prices that get padded with extras later.
How do I find investment consultants I can trust in Singapore?
Check the reviews and any credentials before you book. On Locallista the reviews are phone-verified and the ranking is based on real experience, not who paid the most.